Betting Baccarat

Playing Baccarat is Easy

Cards

Online Baccarat is played with a 52 card deck. Cards 2 through 9 have face value. Tens, Jacks, Queens and Kings are all worth zero. Aces have a value of one. The value of your hand is determined by adding the numeric value of each card. For example: Q-2 = 2. A total greater than nine is not possible. In this case, the first digit of the sum is ignored. For example: 7-8-A = 6.

How to Play

Place your bet: You wager on whose hand will win. Bet on one or more of the following: player hand, banker hand or tie. This is the only decision you have to make. Choose from five chip denominations: $1, $5, $10, $25 and $100.

Cards dealt: Two cards are dealt face-up to the player and two to the banker. At this point the cards are evaluated to determine if either hand has a total of 8 or 9. This is called a natural. In the case of a natural, play stops and the hand with the natural wins. If both hands contain a natural, the higher natural wins. Two equal naturals result in a tie. If neither hand is a natural, play continues according to Baccarat Rules.

Player hand: Play begins with the player's hand. A player's hand of 6 or 7 means the player cannot draw an additional card. A player's hand of 5 or less means the player must draw an additional card. Only one additional card is allowed.

Banker hand: The player's hand is actually used to determine what action the banker's hand can take. Look at the following tables to see what actions are possible and when they are possible:

If Player does not draw:

If Player draws a third card:

Win, Lose or Tie

The winner is always the hand closest to nine. A winning wager on the player hand always pays 1:1. A winning wager on the banker hand always pays 1:1, less a 5% commission. A tie results in the return of any wager on the banker or on player hand. A winning tie bet pays 8:1. However, you lose if the hands do not tie.

Game Rules

1. Bet SBG Baccarat is played with one 52 card deck.
2. The deck is reshuffled after each game.
3. Your action is always before the Banker's action.
4. You may wager on the Banker, the Player or a Tie, or any combination of the three.
5. Neither the Player nor the Banker will receive more than three cards.
6. Natural 8 or 9 by the Player or Banker ends the hand.
7. Player Draw Rules:
   

   Player Hand Card Total	Player Hand Action
   6 or 7	Stand
   5 or Less	Draw Third Card

8. Banker Draw Rules:
   
   If Player does not draw:
   

   Banker Hand Total	Banker Hand Action
   6 or 7	Stand
   5 or Less	Draw Third Card

   
   If Player draws a third card:
   

   Player’s 3rd Card	Banker Hand Total
   -------------	0	1	2	3	4	5	6	7	Key: D=Draw S=Stand
   9	D	D	D	D	S	S	S	S
   8	D	D	D	S	S	S	S	S
   7	D	D	D	D	D	D	D	S
   6	D	D	D	D	D	D	D	S
   5	D	D	D	D	D	D	S	S
   4	D	D	D	D	D	D	S	S
   3	D	D	D	D	D	S	S	S
   2	D	D	D	D	D	S	S	S
   1	D	D	D	D	S	S	S	S
   0	D	D	D	D	S	S	S	S

9. Wagers:
   Minimum wager:  $1
   Maximum wager: $250
10. Payoffs:
    Winning Player hand wager:  1:1
    Winning Banker hand wager: 1:1 (less 5% commission)
    Winning Tie wager:                 8:1
11. In the event of unusual activity in the software or outside intervention all wagers will be placed under review for further determination.